Deli and boutique hotel at 3910 US-31
3910 US-31 South, on Torch Lake (parcels 05-14-313-004-00 and -004-10) · Map
Status as of Nov. 1, 2026
What would be built
The owner plans to reopen a long-vacant former restaurant building on Torch Lake as a 12-seat deli-style restaurant with three boutique hotel rooms. His first plan, introduced in February, also included new live/work units for artists. Those were dropped before approval.
Who is behind it
Charles Loughrey, who is both the owner and the applicant, according to the township planner’s report.
Water and sewage
The site plan reviewed in March listed water supply and septic as “None proposed.” In May, the minutes say, the owner told the commission he was “working with MDOT and the Health Department to meet all requirements.”
Torch Lake Township Planning Commission packet, March 16, 2026; minutes, May 18, 2026.
The approvals it needs
- Township
Site plan approval (SPR 2026-01)
Approved 5-0, May 18, 2026
Approved without the decks; a deck plan would go to the zoning administrator. The commission said an unpermitted overhang over the south entrance must be removed, and that every other permit must be in hand before a building permit is issued. May 18 minutes →
- Health Dept.
Well and septic permits
Not checked yet
The owner said in May he was working with the Health Department of Northwest Michigan.
- State (MDOT)
Driveway permit on US-31
Not checked yet
The owner said in May he was working with MDOT.
- County
Building permit
Not checked yet